Consumer Credit Counseling Services

A reliable and efficient debt consolidation program may help you in taking the right step towards becoming debt-free.

If you feel you are overwhelmed with credit card debt, tired of harassing phone calls or just like the convenience of one monthly payment, a credit counseling program may help you.

Credit card consolidation and debt management program can help you financially by offering you a choice of solutions, custom tailored to fit your financial needs.

A credit counselor will speak to your creditors and negotiate to: 

  • Stop any harassing creditor phone calls.

  • Reduce your monthly payments.

  • Consolidate all of your unsecured credit card debt into one simple monthly payment.  You may even be able to choose what day of the month it is due.

  • Reduce the number of years to pay off your debt dramatically.

Consumer Credit Counseling Specialists

Fill out the contact information below and a Credit Counselor will call you at your convenience

First Name:
Home Phone :
Last Name:
Work Phone :
State:
Email:
Amount of Debt:  *
Call At:
* Credit card debt, unsecured loans, IRS debt, utility bill debt, and student loans. Do not include auto loans or mortgages. Describe your credit situation:

 

 

Financial Articles Related To Mississippi

 

Economic crisis is devastating the life of Mississippians

The US economy which uses to rule the global economy now looks to be the worst financial economy due to downturn in housing market and rising foreclosure since 2006. This downturn has spread to government entities, investment banks, Fannie and Freddie and other financial entities backed by the mortgages. The other causes include the rise in commodity prices, global imbalances made an ever present disrupting impact on the economy.

Economic crisis is driving more and more people into forced labour as the labour recruiters exploit the poor with false promises of better jobs. In this present situation of unemployment, many individuals are taking more risks of travelling farther distance or willing to pay recruiters.

Our history has thought us that during the crisis, people often do some creative work to keep up their work. On the other hand when everything is going smooth, there is a little reason to handle some difficult issues. Thus when in difficult conditions, our institution will force us to do something difficult to take an opportunity to seek creative solutions that will strengthen the economy.

During this economic crisis caused due to downturn in housing industry and unemployment lead to defaults in mortgage payments. Mississippi is one among the 10 states that found budget shortfalls for the fiscal year starting July 2009. it found $400 million in budget shortfall which was filled after 24 hours.

To cop up with the present housing industry slowdown the government came up with extended first time homebuyer credit declared in November 2009 which will be extended for another five months. It is made in an effort to improve the economy, which will not only show impact on real estate market in Mississippi but also creates jobs. With this decision the first time home buyer will benefit $8000 in the form of tax credit.

In this respect, thousands of Mississippians are going to benefit from the recovery act of homebuyers tax credit. It helps the homebuyers more affordable for working families or individuals who are struggling in this tough time. It is even takes its role behind selling thousands of new home sales through out the country.

In Feb. 2009, the president Obama had signed The American recovery and Reinvestment act that expanded the first time home buyers credit by increasing the credit amount to $8000 only for the purchases made before Dec 1 2009 but later it is extended to another five months.

The other thing that Mississippians are going to face is food crisis. Over the last two years, the world and Mississippi has faced financial crisis: slow down in housing industry, failure in stock markets and freezing of the credit markets and now it is time for food crisis. It is different. The government bailouts and central bank interventions that influenced the financial world during economic crisis during past two years will have no affect on this and that will bring the financial system to its knees.

The panic condition about the food supplies and dollar that is plunging its value will drive the food crisis in 2010.

 

Available in the following Mississippi Cities:

( For cities available in other States click here )

Biloxi
Gulfport
Hattiesburg
Jackson
Lorman
Oxford
Tunica
Tupelo

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Mississippi Economy- The state employment rates continue its downward trend well into 2009 which negatively impacted income and consumer demand. Manufacturing sector affected badly with job losses in terms of employment. Next year most sectors with exception of health care are expected to suffer major job losses "this downturn by many measures appears to be as sever as that of the early 1980's"; nationally this turmoil in financial markets and the drop in housing are greater than during that period. Government intervention is important in the economy especially recession proof service industries, such as health care also pays a role in moderating the downturn